Compound Growth Calculator

    See how your account compounds over time based on your trading strategy. Input your risk per trade, win rate, and risk/reward ratio to project long-term growth. Understand the power of compounding and set realistic expectations.

    Enter your initial account size, risk per trade, win rate, risk/reward ratio, trades per period, time period, and number of periods. See final account size, total return, compound annual growth rate (CAGR), growth trajectory, and best/worst case scenarios.

    AnalysisPortfolio

    Starting account balance

    Risk percentage per trade (typically 1-2%)

    Your expected win rate percentage

    Average win / average loss (e.g., 2 for 2:1 R:R)

    Number of trades per time period

    Time period for trades per period

    Number of time periods to project

    Expected Final Account

    Projected account after compounding

    $21,759.73

    Total Return117.60%
    CAGR117.60%
    Return Per Trade0.650%

    Best Case Scenario

    If all trades are wins

    $107,651.63

    Total Return976.52%
    CAGR976.52%
    Total Trades120

    Worst Case Scenario

    If all trades are losses

    $2,993.8

    Total Return-70.06%
    Time Period1.00 years
    Want to understand this better?Read our risk management guide

    Want these limits enforced automatically?

    Jungle Rebounder helps execute structured strategies with hard caps.

    See Jungle Rebounder

    Growth Trajectory

    2581115192327313539434751555963677175798387919599104109114120Trade Number$0k$30k$60k$90k$120kAccount Value ($)Initial

    Account growth trajectory over trades. Expected case uses your win rate, best case assumes all wins, worst case assumes all losses.

    Growth Over Time

    0123456789101112Period (months)$0k$30k$60k$90k$120kAccount Value ($)

    Account growth over time periods. Shows how compounding accelerates growth (or losses) over time.

    How It Works

    Calculation Methodology

    This tool calculates compound growth over time based on your trading strategy parameters. It models how your account compounds with each trade, showing expected, best, and worst case scenarios.

    Step 1: Calculate Return Per Trade
    returnPerWin = riskPerTrade × riskRewardRatio
    returnPerLoss = -riskPerTrade
    expectedReturnPerTrade = (winRate × returnPerWin) + ((1 - winRate) × returnPerLoss)
    Step 2: Calculate Compound Growth
    totalTrades = tradesPerPeriod × numberOfPeriods
    expectedFinalAccount = initialAccount × (1 + expectedReturnPerTrade)^totalTrades
    bestCaseFinalAccount = initialAccount × (1 + returnPerWin)^totalTrades
    worstCaseFinalAccount = initialAccount × (1 + returnPerLoss)^totalTrades
    Step 3: Calculate Total Return
    totalReturn = ((finalAccount - initialAccount) / initialAccount) × 100%
    Step 4: Calculate CAGR
    years = numberOfPeriods × periodMultiplier
    CAGR = ((finalAccount / initialAccount)^(1/years)) - 1
    // CAGR smooths out volatility and shows annualized return
    Examples:
    $10k initial, 1% risk, 55% win rate, 2:1 R:R, 10 trades/month, 12 months
    → Return per trade: (0.55 × 0.02) - (0.45 × 0.01) = 0.0065 (0.65%)
    → Final account: $10k × (1.0065)^120 = $21,600
    → Total return: 116%, CAGR: 67%

    Key Insight: Compound growth accelerates over time. Early gains build the base for future gains. A 0.65% return per trade doesn't sound like much, but over 120 trades it compounds to 116% total return. The key is consistency — positive expectancy compounds into significant growth over time. However, negative expectancy compounds into significant losses. Always ensure positive expectancy before trading.

    Learn more about compound growth:

    Risk management guide

    Example Scenario

    Setup: $10,000 initial, 1% risk, 55% win rate, 2:1 R:R, 10 trades/month, 12 months

    Return per trade: 0.65%
    Total trades: 120
    Expected final: $21,600
    Total return: 116%
    CAGR: 67%
    Best case: $1,080,000 (all wins)
    Worst case: $0 (all losses)

    What this means: With 1% risk and 55% win rate at 2:1 R:R, you expect 0.65% return per trade. Over 120 trades (12 months), this compounds to 116% total return ($21,600 final). CAGR of 67% is excellent but requires consistent execution. Best case shows maximum potential, worst case shows maximum risk.

    Common Mistakes & Warnings

    • Assuming best case is realistic: Best case (all wins) is unrealistic. Actual results will be closer to expected case. Don't plan based on best case — use expected case for realistic projections.
    • Ignoring variance: Actual results will vary significantly from expected, especially with fewer trades. The more trades, the closer actual results will be to expected. Don't expect exact matches.
    • Not accounting for changing performance: Win rate and R:R may change over time as you improve or market conditions change. Recalculate periodically with updated numbers.
    • Trading with negative expectancy: If expected return per trade is negative, you'll lose money over time. Don't trade until you have positive expectancy — improve your strategy first.

    Example Scenarios

    Try these realistic scenarios to understand compound growth with different strategies.

    Scenario 1: Conservative Strategy

    Low risk, steady growth. Sustainable long-term approach.

    Risk: 1% per trade
    Win Rate: 55%
    R:R: 2:1
    Trades: 10/month
    Expected Return: 116% (1 year)
    CAGR: 67%

    What this means: Conservative 1% risk with 55% win rate and 2:1 R:R gives steady compound growth. Over 12 months (120 trades), expect 116% return. This is sustainable and realistic for most traders.

    Scenario 2: Aggressive Strategy

    Higher risk, faster growth. Higher volatility and risk of ruin.

    Risk: 2% per trade
    Win Rate: 50%
    R:R: 3:1
    Trades: 20/month
    Expected Return: 240% (1 year)
    CAGR: 140%

    What this means: Aggressive 2% risk with 50% win rate and 3:1 R:R gives faster growth but higher volatility. Over 12 months (240 trades), expect 240% return. However, higher risk means higher chance of significant drawdowns or ruin.

    Frequently Asked Questions

    When should I use this tool?

    Use this tool to project long-term account growth based on your trading strategy. Input your risk per trade, win rate, and risk/reward ratio to see how your account compounds over time. This helps you set realistic growth expectations and understand the power of compounding.

    What is compound growth?

    Compound growth means your returns build on previous returns. If you start with $10,000 and make 10% in month 1, you have $11,000. If you make 10% in month 2, you make 10% on $11,000 (not $10,000), giving you $12,100. Over time, compounding accelerates growth exponentially.

    How is compound growth calculated?

    For each trade, the account grows or shrinks by the risk percentage times the risk/reward ratio (for wins) or by the risk percentage (for losses). After N trades: finalAccount = initialAccount × (1 + returnPerTrade)^N. The return per trade is calculated from win rate and risk/reward ratio.

    What is compound annual growth rate (CAGR)?

    CAGR is the annualized return rate that would give you the same final result. Formula: CAGR = ((finalAccount / initialAccount)^(1/years)) - 1. It smooths out volatility and shows your true annual return. A 50% return over 2 years = 22.5% CAGR.

    How does risk per trade affect growth?

    Higher risk per trade = higher potential growth but also higher potential losses. 2% risk per trade with 55% win rate and 2:1 R:R gives steady growth. 5% risk per trade gives faster growth but higher volatility and risk of ruin. Most professional traders use 1-2% risk per trade.

    What's the difference between best case and worst case?

    Best case assumes all trades are wins (unrealistic but shows maximum potential). Worst case assumes all trades are losses (shows maximum risk). Expected case uses your win rate to calculate realistic outcomes. The actual result will be somewhere between best and worst, closer to expected.

    How many trades do I need for accurate projections?

    Compound growth projections are most accurate with 50-100+ trades. With fewer trades, variance is high and actual results may differ significantly. The more trades, the closer actual results will be to expected projections. Use this tool for long-term planning, not short-term predictions.

    What if my win rate or risk/reward changes over time?

    This tool assumes constant win rate and risk/reward. In reality, these may change as you improve or market conditions change. Recalculate periodically with updated numbers. The projection is a snapshot based on current performance, not a guarantee.

    How does this relate to Trade Expectancy Calculator?

    Trade Expectancy shows expected value per trade. Compound Growth shows how that expectancy compounds over time. They're related — positive expectancy leads to compound growth, negative expectancy leads to compound losses. Use Trade Expectancy to evaluate strategy, Compound Growth to project long-term results.

    What's a realistic CAGR for trading?

    Most professional traders achieve 20-50% CAGR. Exceptional traders achieve 50-100% CAGR. Above 100% CAGR is extremely rare and usually involves high risk. Most retail traders lose money (negative CAGR). Focus on consistency over high returns — 30% CAGR consistently is better than 100% one year and -50% the next.