Time-to-Liquidation Calculator & Visualizer
Funding costs silently eat into your margin every 8 hours. Combined with adverse price movement, they can push you toward liquidation faster than you expect. This tool visualizes exactly how long your position can survive.
Watch your margin decline over time on the chart. Get early warnings when you're approaching danger zones, and understand how price drops accelerate the timeline to liquidation.
Your deposited collateral
Total notional position value
Funding rate you're paying
Exchange's maintenance margin requirement
Price move against your position (0 = flat)
Time to Liquidation
Days Until Liquidation
316.7 days
Margin Over Time
Shows margin balance declining due to funding costs over time
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Calculation Methodology
Liquidation can occur from two sources: price movement against your position, or funding costs consuming your margin over time. This tool estimates how long you have before liquidation under different scenarios.
Key Insight: Funding costs can liquidate you even without price movement. With $1,000 margin on a $10,000 position paying 0.05% funding ($5 per 8h), you have ~66 days before margin is consumed. High funding rates (0.1%+) can liquidate you in weeks.
Learn more about perpetual contracts:
Perps basics guideExample Scenario
Setup: $1,000 margin, $10,000 position, 0.05% funding, 8-hour interval
What this means: Without any price movement, funding costs consume your margin at $15/day. After 66 days, margin is gone and you're liquidated. The chart shows how margin depletes over time.
Warning: If price moves 5% against you, that's $500 loss immediately, leaving only $500 margin. Liquidation time drops to ~33 days. Price movement accelerates liquidation.
Common Mistakes & Warnings
- ⚠Ignoring funding during sideways markets: Even if price doesn't move, funding consumes margin. Sideways markets can still liquidate you.
- ⚠Not monitoring positions during high funding: High funding rates (0.1%+) can liquidate you in 2-3 weeks. Check positions daily.
- ⚠Overleveraging when funding is elevated: High funding + high leverage = fast liquidation. Reduce leverage or avoid positions during high funding.
- ⚠Assuming price won't move: This tool shows "time if no price movement." In reality, price usually moves, accelerating liquidation.
- ⚠Not accounting for funding rate changes: Funding rates change every 8 hours. A spike to 0.2% can cut your time to liquidation in half.
Example Scenarios
Try these realistic scenarios to understand how funding and price movement affect time to liquidation.
Scenario 1: Low Funding, No Price Movement
Low funding rate with stable price. Long time to liquidation from funding alone.
Step-by-Step Calculation:
- Available margin: $1,000 - ($10,000 × 0.5%) = $950
- Funding per payment: $10,000 × 0.00005 = $0.50
- Payments per day: 24 ÷ 8 = 3
- Daily funding: $0.50 × 3 = $1.50
- Days to liquidation: $950 ÷ $1.50 = 633 days
What this means: With low funding (0.005%) and no price movement, you have 633 days before funding alone consumes your margin. This is very safe - funding has minimal impact over short to medium terms.
Scenario 2: Normal Funding with Price Decline
Standard funding rate with moderate price movement. Realistic scenario.
Step-by-Step Calculation:
- Available margin: $2,000 - ($10,000 × 0.5%) = $1,950
- Price loss: $10,000 × 3% = $300
- Remaining margin: $1,950 - $300 = $1,650
- Funding per payment: $10,000 × 0.0001 = $1
- Daily funding: $1 × 3 = $3
- Days to liquidation: $1,650 ÷ $3 = 550 days
What this means: After a 3% price decline, you have $1,650 margin remaining. With normal funding, you have 550 days before liquidation. Price movement reduces your buffer, but funding alone won't liquidate you quickly.
Scenario 3: High Funding with Price Decline
High funding rate with price movement. Dangerous combination. ⚠️ High risk
Step-by-Step Calculation:
- Available margin: $1,000 - ($10,000 × 0.5%) = $950
- Price loss: $10,000 × 5% = $500
- Remaining margin: $950 - $500 = $450
- Funding per payment: $10,000 × 0.0005 = $5
- Daily funding: $5 × 3 = $15
- Days to liquidation: $450 ÷ $15 = 30 days
What this means: After a 5% price decline, you have only $450 margin remaining. With high funding (0.05%), you have only 30 days before liquidation. This is dangerous - high funding + price movement = fast liquidation.
Edge Case Warning: If price declines another 2-3%, you'll be liquidated immediately. High funding rates make positions extremely fragile - any additional price movement or funding rate increase will liquidate you quickly.
What If Variations
Explore how changing parameters affects time to liquidation:
What if funding rate doubles from 0.01% to 0.02%?
Using Scenario 2: Daily funding doubles from $3 to $6. Days to liquidation halves from 550 to 275 days. Funding rate changes have immediate linear impact on liquidation time.
What if price declines another 2%?
Using Scenario 2: Price loss increases from $300 to $500. Remaining margin drops from $1,650 to $1,450. Days to liquidation drops from 550 to 483. Price movement accelerates liquidation.
What if funding interval is 1 hour instead of 8 hours?
Using Scenario 2: Payments per day increases from 3 to 24. Daily funding becomes $24 instead of $3. Days to liquidation drops from 550 to 69 days. More frequent payments dramatically reduce liquidation time.
Frequently Asked Questions
What triggers liquidation?
Liquidation occurs when your margin falls below the maintenance margin requirement. This can happen from price moves, funding payments, or both.
How can I extend time to liquidation?
Add more margin, reduce position size, or close part of your position. You can also switch to the opposite side to collect funding instead of paying.
Is this calculation exact?
This is an estimate. Real liquidation timing depends on exact price movements, funding rate changes, and exchange-specific rules.
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